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Discounts On Your Deductible

deductible discounts

After an accident, you may be unsure of where to turn for help. You need to know that your car and your daily routine will quickly be back to normal. After your collision, your insurance company will want you to act quickly to get an estimate on your car or truck, especially if your vehicle isn’t driveable. Your insurance carrier may even steer you to have it repaired at one of their pre-selected shops called Direct Repair Facilities. Over the next few days, we will cover reasons why you should get an estimate done by an independent shop like Miracle Body and Paint in San Antonio Texas before you agree to have anyone repair your vehicle.

Your Deductible and our deductible discount

Insurance companies are experts at saving money. Most if not all insurance companies have a list of “preferred shops.” These direct repair collision repair centers have prearranged deals with insurance providers that allow them to pay less money for parts and labor in the event you need your car or truck repaired. In exchange, the insurance company will strongly recommend these paint and body shops to all of their customers that have an accident in that area. This method encourages the shop to focus on the number of cars they service, not the quality of the work they are producing.  (We will continue discussing this later.)  Insurance providers want the shops to fix the vehicle quickly while saving as much money as possible. Often times good enough is the quality standard so that they can also save money on rental charges while your vehicle is being repaired. It’s not uncommon for auto owners to take a vehicle back to the repair shop for supplemental work after having repairs done at one of these collision shops. Not all “preferred shops” cut corners and we don’t want to lump them all together. Some actually do very good work, but they ultimately are working for the insurance company, not for you.

At Miracle Body and Paint, we work hard to a make sure you are 100% satisfied with your vehicle when you pick it up. While direct repair facilities offer discounts to the insurance company in exchange for an endorsement, we pass those discounts directly to you. We discount deductibles by as much as 7% and work to make sure you don’t have to bring your vehicle back once we send it home.