Don’t be vulnerable after an auto accident. Part 1 – Your Deductible – San Antonio | Auto Body and Paint | Collision Repair | Auto Body Repair | Auto Body Shop
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Don’t be vulnerable after an auto accident. Part 1 – Your Deductible

 

An auto accident can make you feel vulnerable and unsure of where to turn for help. You need assurance that your car (and your life) will be back to normal quickly. After a collision, insurance companies will want you to act quickly to get an estimate on your vehicle, especially if your vehicle is not drivable. They may even steer you to have it repaired at shops they have selected ahead of time. Over the next 5 weeks we will cover reasons why you should get an estimate done by an independent shop like Miracle Body and Paint in San Antonio Texas before you agree to have anyone repair your vehicle.

Your Deductible

Insurance companies are experts at saving money. Most if not all insurance companies have a list of “preferred shops.” These collision repair centers have pre cut deals with insurance companies that allow the insurance company to pay less money on parts and labor in the event you need your car or truck repaired. In exchange, the insurance company will strongly recommend these auto body and paint shops to all of their customers that have an accident. This method encourages the shop to focus on the amount of cars they service, not quality of the work they are producing.  (More on this next week.)  Insurance companies want the shops to fix the vehicle quickly and to a good enough standard so that they can also save money on rental charges while your vehicle is repaired. It is not uncommon for a person to take a vehicle back for supplemental work after having repairs done at one of these shops. Not all “preferred shops cut corners and some actually do very good work, but they ultimately are working for the insurance company not for you.

At Miracle Body and Paint we work to a make sure you are completely satisfied with our work. We also pass discounts directly to you. We discount deductibles by as much as 15% and work to make sure you don’t have to bring your vehicle back once we send it home.