Car Insurance may be one of those necessary evils that you can’t seem to escape. Everyone is required to have it and with excellent justification! Having car insurance may be pricey sure, but if you have ever been involved in an accident then it paid for itself ten-fold. I used to be one of those people who complained about the exaggerated premiums for my 17-year-old son until the day he rear-ended an elderly gentleman. Luckily both were unharmed, however, the family car failed to make it out in one piece. Had I not been insured I guarantee to this day I would still be paying for the repairs for both vehicles.
Insurance is just as it sounds, it is only useful in the event something happens. There are literally tens of thousands of companies out there to choose from, each claiming to have the best rates and fastest repair turnarounds but how can you be sure which is the best until you need it? Often the cheapest does not equal greatest. Scouring the internet and phone book for local companies, filling out endless applications just to find the premiums are astonishingly expensive. It is truly a tedious task, but here’s a few tips to lighten the burden.