What Should I Do If I Was Hit By Another Driver?

Auto collisions are always a blame game. You may be driving along the highway when the car behind you slams into your vehicle’s rear. This may be a very stressful time, but Miracle Body and Paint in San Antonio Texas gives you some simple steps to help you protect yourself and make sure all expenses will be payed for by the party at fault.

• Make sure to immediately pull over and call the police after the accident

The first thing you should always do is to put your vehicle in a safe area away from the traffic. After you’ve gotten your car off the road, call the police. Even if it’s just a minor accident, it is always a best action to call the police in order to protect you. The police officer can verify both parties’ personal and insurance information. In this way, you can avoid having to receive false information from the other driver and having no way to find him. This will also save you time from having to submit a claim with your insurance company.

• Make sure to exchange important information

Drivers at fault usually delay to tell on themselves. It’s important for you to gather important information such as:

-Driver’s name, address, and phone number
-Insurance company name and phone number
-Insurance Policy Number
-Insurance Agent’s Name & Address
-Contact Info & Statements from Witnesses
-Contact your Insurance Company

• Call the other driver’s insurance company
  it’s a good idea to call the other driver’s insurance company to make sure there is no delay with the report. Ask how they will handle the claim and what the next steps that will be done.

• Get insurance authorization from the insurance company
  Some auto body repair shops require authorization from your insurance company. You can have it faxed or email to speed up the process. When it comes to the auto repair shop in Texas, you have the freedom to choose where you want your car be serviced. You may opt to follow the insurance company’s preferred auto body and repair shop, but remember that doing so have its down sides.